/* Sammamish Water Damage Restoration: "Fir Ridge" (research/structure-plan.md) */
:root{
  --ever:#23493a; --ever-2:#2d5a48; --deep:#173329; --slate:#3d6178; --slate-2:#33546a;
  --bark:#6b5a4b; --moss:#8aa05a; --moss-2:#7a9150; --moss-lt:#c9d9a6;
  --mist:#f6f8f6; --white:#ffffff; --line:#d5ddd7; --ink:#18221d; --ink-2:#3c4741;
  --head:"Overpass",system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:"Brygada 1918",Georgia,"Times New Roman",serif;
  --r:10px; --shadow:0 10px 28px rgba(23,51,41,.12);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--mist);color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.68}
img{max-width:100%;height:auto;display:block}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.18;margin:0 0 .55em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.05rem);font-weight:800}
h2{font-size:clamp(1.55rem,2.7vw,2.15rem);font-weight:800}
h3{font-size:1.14rem;font-weight:700}
p{margin:0 0 1em;max-width:66ch}
a{color:var(--slate);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--ever)}
ul,ol{margin:0;padding:0}
.wrap{max-width:1180px;margin:0 auto;padding-inline:20px}
.wrap>*{min-width:0}
.skip-link{position:absolute;left:-9999px;top:8px;background:var(--ever);color:#fff;padding:10px 14px;z-index:200}
.skip-link:focus{left:8px}
.btn svg,a[href^="tel:"] svg{width:1.1em;height:1.1em;flex:0 0 auto}
svg{fill:currentColor}

/* ---------- header ---------- */
.site-header{background:var(--mist);border-top:4px solid var(--ever);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.topbar{display:flex;align-items:center;gap:22px;min-height:76px}
.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);flex:0 0 auto}
.brand__mark{width:46px;height:46px;flex:0 0 auto}
.brand__text{display:flex;flex-direction:column;line-height:1.05;font-family:var(--head)}
.brand__name{font-weight:800;font-size:1.22rem;color:var(--ever);letter-spacing:.02em;text-transform:uppercase}
.brand__sub{font-size:.8rem;font-weight:600;color:var(--bark);letter-spacing:.04em}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto;font-family:var(--head)}
.nav>a,.drop>a{display:inline-flex;align-items:center;padding:10px 12px;color:var(--ink);text-decoration:none;font-weight:700;font-size:1rem;white-space:nowrap;border-radius:6px}
.nav>a:hover,.drop>a:hover{background:#e7ede8;color:var(--ever)}
.drop{position:relative}
.drop>a::after{content:"";width:7px;height:7px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg)}
.drop__menu{display:none;position:absolute;top:100%;left:0;min-width:290px;background:var(--white);border:1px solid var(--line);border-top:3px solid var(--moss);border-radius:0 0 var(--r) var(--r);box-shadow:var(--shadow);padding:8px;max-height:min(72vh,560px);overflow-y:auto;overscroll-behavior:contain;z-index:60}
.drop__menu::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.drop__menu a{display:block;padding:9px 12px;color:var(--ink);text-decoration:none;font-weight:600;font-size:1rem;border-radius:6px}
.drop__menu a:hover{background:var(--mist);color:var(--ever)}
.drop:hover .drop__menu,.drop.is-open .drop__menu,.drop:focus-within .drop__menu{display:block}
.menu-close{display:none}
.top-cta{display:flex;align-items:center;gap:10px;flex:0 0 auto}
.phone-btn{display:inline-flex;align-items:center;gap:10px;background:var(--moss);color:var(--ink);text-decoration:none;font-family:var(--head);font-weight:800;font-size:1.06rem;padding:9px 16px;border-radius:999px;white-space:nowrap;line-height:1.1}
.phone-btn small{display:block;font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--deep)}
.phone-btn:hover{background:var(--moss-2);color:var(--ink)}
.nav-toggle{display:none;width:46px;height:46px;border:1px solid var(--line);background:var(--white);border-radius:8px;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px;padding:0}
.nav-toggle span{display:block;width:22px;height:2.5px;background:var(--ever);border-radius:2px}

/* ---------- ridge divider ---------- */
.ridge{line-height:0}
.ridge svg{display:block;width:100%;height:44px}

/* ---------- buttons + chips ---------- */
.btn{display:inline-flex;align-items:center;gap:12px;text-decoration:none;font-family:var(--head);font-weight:800;border-radius:var(--r);padding:12px 20px;line-height:1.15}
.btn--call{background:var(--ever);color:#fff}
.btn--call:hover{background:var(--deep);color:#fff}
.btn--moss{background:var(--moss);color:var(--ink)}
.btn--moss:hover{background:var(--moss-lt);color:var(--ink)}
.btn--lg{padding:15px 24px}
.btn--lg .btn__num{font-size:1.4rem}
.btn__stack{display:flex;flex-direction:column}
.btn__num{font-size:1.15rem;letter-spacing:.01em}
.btn__sub{font-size:.84rem;font-weight:600;opacity:.95}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 0}
.chip{display:inline-flex;align-items:center;gap:7px;background:var(--white);border:1px solid #b9c6bd;color:var(--ever);font-family:var(--head);font-weight:700;font-size:1rem;padding:6px 12px;border-radius:999px}
.chip svg{width:16px;height:16px;flex:0 0 auto;fill:none}
.eyebrow{display:inline-block;font-family:var(--head);font-weight:800;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--bark);margin-bottom:10px}
.eyebrow--light{color:var(--moss-lt)}
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-family:var(--head);font-size:.86rem;margin-bottom:14px;color:var(--ink-2)}
.crumbs a{color:var(--slate)}
.crumbs svg{width:13px;height:13px;fill:none}

/* ---------- hero ---------- */
.hero{padding:52px 0 60px;background:var(--mist)}
.hero__grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}
.hero__copy{order:0}
.hero__lead{font-size:1.15rem;color:var(--ink);margin:6px 0 22px}
.hero__note{display:flex;gap:8px;align-items:flex-start;font-size:1rem;color:var(--ink-2);margin:16px 0 0}
.hero__note svg{width:18px;height:18px;flex:0 0 auto;margin-top:4px;color:var(--bark)}
.hero__media{order:1;margin:0;position:relative}
.hero__media::before{content:"";position:absolute;right:-14px;bottom:-14px;width:62%;height:62%;background:var(--moss);border-radius:var(--r);z-index:0}
.hero__media::after{content:"";position:absolute;left:-14px;top:-14px;width:38%;height:30%;border:3px solid var(--slate);border-right:0;border-bottom:0;border-radius:var(--r) 0 0 0;z-index:0}
.hero-img{position:relative;z-index:1;width:100%;height:460px;object-fit:cover;border-radius:var(--r);box-shadow:var(--shadow);background:#dfe6e1}
.hero--svc .hero-img,.hero--page .hero-img{height:400px}

/* ---------- sections ---------- */
.section{padding:72px 0}
.section--tight{padding:48px 0}
.band--white{background:var(--white)}
.band--ever{background:var(--ever);color:#fff}
.band--rain{background-color:var(--slate);background-image:repeating-linear-gradient(105deg,rgba(255,255,255,.07) 0 1px,transparent 1px 13px);color:#fff}
.band--ever h2,.band--ever h3,.band--rain h2,.band--rain h3{color:#fff}
.band--rain p,.band--ever p{color:#fff}
.band--rain a{color:#fff}
.sec-head{margin-bottom:34px;max-width:780px}
.sec-head--center{text-align:center;margin-inline:auto}
.sec-head--center p{margin-inline:auto}
.sec-head--light h2{color:#fff}

/* first steps (dark band) */
.stepcards{list-style:none;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.stepcard{background:var(--ever-2);border-radius:var(--r);padding:22px 18px;border-top:4px solid var(--moss)}
.stepcard__n{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--moss);color:var(--ink);font-family:var(--head);font-weight:800;margin-bottom:12px}
.stepcard h3{color:#fff;font-size:1.05rem}
.stepcard p{font-size:1rem;margin:0;color:#fff}

/* services grid */
.svc-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.svc-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.svc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);color:var(--ink)}
.svc-card img{width:100%;height:170px;object-fit:cover;background:#dfe6e1}
.svc-card__body{display:flex;flex-direction:column;flex:1;padding:16px 16px 18px;border-top:4px solid var(--ever)}
.svc-card h3{font-size:1.06rem;margin-bottom:6px}
.svc-card p{font-size:1rem;color:var(--ink-2);margin-bottom:12px}
.svc-card__go{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:800;font-size:.9rem;color:var(--slate)}
.svc-card__go svg{width:15px;height:15px;fill:none}

/* cost: question left, ledger rows right */
.costsplit{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
.answer{font-size:1.14rem;font-weight:500;border-left:4px solid var(--moss);padding-left:16px}
.cost-note{font-size:1rem;color:var(--ink-2)}
.ledger{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--mist)}
.ledger__row{display:grid;grid-template-columns:1fr auto;gap:4px 18px;padding:20px 22px;border-bottom:1px dashed #b9c6bd}
.ledger__row:last-child{border-bottom:0}
.ledger__row h3{margin:0;font-size:1.04rem}
.ledger__amt{margin:0;font-family:var(--head);font-weight:800;font-size:1.2rem;color:var(--ever);white-space:nowrap}
.ledger__row ul{grid-column:1/-1;list-style:none;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:1rem;color:var(--ink-2)}
.ledger__row li::before{content:"";display:inline-block;width:7px;height:7px;background:var(--moss);border-radius:2px;margin-right:7px;vertical-align:middle}

/* zigzag */
.zig{display:grid;grid-template-columns:.8fr 1.2fr;gap:52px;align-items:center}
.zig__media{margin:0}
.zig__media img{width:100%;height:360px;object-fit:cover;border-radius:var(--r);border-bottom:6px solid var(--moss)}
.attrs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:20px}
.attrs--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.attr{display:flex;gap:12px;align-items:flex-start}
.attr__ic{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;flex:0 0 42px;border-radius:8px;background:var(--ever);color:#fff}
.attr__ic svg{width:22px;height:22px;fill:none}
.attr h3{font-size:1.02rem;margin-bottom:4px}
.attr p{font-size:1rem;margin:0;color:var(--ink-2)}

/* categories */
.cats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cat{background:var(--mist);border-radius:var(--r);padding:24px 22px 22px 26px;border-left:8px solid var(--slate);position:relative}
.cat--2{border-left-color:var(--bark)}
.cat--3{border-left-color:var(--ever)}
.cat p{font-size:1rem;color:var(--ink-2)}
.cat a{display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:800;font-size:.92rem}
.cat a svg{width:15px;height:15px;fill:none}

/* gallery */
.gallery{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-rows:170px;gap:14px}
.gal{margin:0;overflow:hidden;border-radius:var(--r)}
.gal img{width:100%;height:100%;object-fit:cover;background:#dfe6e1}
.gal--tall{grid-row:span 2}
.gal--tall:last-child{grid-column:4;grid-row:1/3}

/* dry-out standard: trail stepper */
.std__intro{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:38px}
.std__intro .chips{margin-top:6px}
.trail{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;position:relative}
.trail::before{content:"";position:absolute;left:24px;right:24px;top:23px;height:3px;background:repeating-linear-gradient(90deg,var(--moss) 0 14px,transparent 14px 22px)}
.trail__item{position:relative}
.trail__mark{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--ever);color:#fff;font-family:var(--head);font-weight:800;font-size:1.1rem;border:4px solid var(--white);position:relative;margin-bottom:14px}
.trail__item p{font-size:1rem;color:var(--ink-2);margin:0}
.band--rain .trail__mark{background:var(--moss);color:var(--ink);border-color:var(--slate)}
.band--rain .trail__item p{color:#fff}
.band--rain .trail::before{background:repeating-linear-gradient(90deg,var(--moss-lt) 0 14px,transparent 14px 22px)}

/* insurance */
.claim{display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:start}
.clipboard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:42px 34px 30px;position:relative;box-shadow:var(--shadow)}
.clipboard__clip{position:absolute;top:-14px;left:50%;width:120px;height:28px;margin-left:-60px;background:var(--bark);border-radius:8px}
.checklist{list-style:none;display:grid;gap:12px}
.checklist li{display:flex;gap:12px;align-items:flex-start}
.checklist svg{width:22px;height:22px;flex:0 0 22px;fill:none;color:var(--ever);margin-top:3px}
.checklist--narrow{max-width:760px}
.selfcheck{background:var(--ever);color:#fff;border-radius:var(--r);padding:28px}
.selfcheck h3,.selfcheck p{color:#fff}
.selfcheck p{font-size:1rem}

/* coverage */
.cov{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.cov-map{margin:0;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:var(--white)}
.cov-map iframe{display:block}
.cov-map figcaption{display:flex;gap:8px;align-items:center;padding:10px 14px;font-family:var(--head);font-weight:700;font-size:.92rem;color:var(--ink-2)}
.cov-map figcaption svg{width:16px;height:16px;color:var(--bark)}
.cov-side{display:grid;gap:22px}
.cov-lists h3{font-size:1rem;margin:16px 0 8px}
.cov-lists h3:first-child{margin-top:0}
.chipset{display:flex;flex-wrap:wrap;gap:7px}
.tag{display:inline-block;background:var(--mist);border:1px solid #c6d1c9;color:var(--ink);font-family:var(--head);font-weight:600;font-size:.88rem;padding:5px 11px;border-radius:6px;text-decoration:none}
a.tag{color:var(--slate);text-decoration:underline}
.tag--zip{background:var(--moss);border-color:var(--moss);color:var(--ink);font-weight:800}
.reach{background:var(--mist);border-left:5px solid var(--ever);border-radius:var(--r);padding:22px}
.reach__email{font-size:1rem;overflow-wrap:anywhere;margin-top:14px}
.gsearch{display:inline-flex;align-items:center;gap:8px;font-family:var(--head);font-weight:700}
.gsearch svg{width:18px;height:18px;fill:none}
.gsearch--dark{color:#fff}
.gsearch--dark:hover{color:var(--moss-lt)}

/* local risk on the rain band */
.risk{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.risk-list{list-style:none;display:grid;gap:10px;margin-top:8px}
.risk-list li{padding-left:18px;border-left:3px solid var(--moss-lt);font-size:1rem}
.risk-list b{font-family:var(--head)}
.storm-card{margin:0;background:var(--white);color:var(--ink);border-radius:var(--r);overflow:hidden;box-shadow:0 14px 30px rgba(0,0,0,.25)}
.storm-card img{width:100%;height:280px;object-fit:cover}
.storm-card figcaption{padding:18px 20px;display:grid;gap:8px;font-size:1rem;color:var(--ink)}
.storm-card__when{justify-self:start;background:var(--ever);color:#fff;font-family:var(--head);font-weight:800;font-size:.82rem;letter-spacing:.06em;padding:4px 10px;border-radius:4px}

/* FAQ: rail + accordion */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:start}
.faq__rail{position:sticky;top:100px}
.railcard{margin-top:18px;background:var(--mist);border:1px solid var(--line);border-top:5px solid var(--moss);border-radius:var(--r);padding:22px}
.railcard p{font-size:1rem}
.faq__list{display:grid;gap:10px}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:var(--r)}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 50px 16px 18px;font-family:var(--head);font-weight:700;font-size:1.04rem;position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--ever);font-weight:800}
.faq-item[open] summary::after{content:"\2212"}
.faq-item[open]{border-color:var(--ever)}
.faq-item div{padding:0 18px 6px}
.faq-item p{font-size:1rem}

/* closer */
.closer{background:var(--ever);color:#fff;padding:56px 0}
.closer__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.closer h2,.closer p{color:#fff}
.closer__act{display:grid;gap:12px;justify-items:start}
.closer__act p{font-size:1rem;margin:0}

/* footer */
.map-strip{background:var(--mist);padding:40px 0 0}
.map-strip iframe{display:block;border-radius:var(--r)}
.site-footer{background:var(--deep);color:#fff;padding:44px 0 96px}
.site-footer a{color:#fff}
.site-footer a:hover{color:var(--moss-lt)}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
.foot-name{display:block;font-family:var(--head);font-weight:800;font-size:1.15rem;margin-bottom:10px}
.foot-brand p{font-size:1rem;color:#fff}
.foot-email{overflow-wrap:anywhere}
.site-footer h3{color:var(--moss-lt);font-size:.92rem;letter-spacing:.1em;text-transform:uppercase}
.foot-list{list-style:none;display:grid;gap:8px;font-size:1rem}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid #3f5d50;margin-top:32px;padding-top:18px;font-size:.88rem}
.callbar{display:none}

/* ---------- service page ---------- */
.firstpair{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:start}
.firstpair .stepcards{grid-template-columns:repeat(2,minmax(0,1fr))}
.firstpair .stepcard{background:var(--mist);border-top-color:var(--ever)}
.firstpair .stepcard h3{color:var(--ink)}
.firstpair .stepcard p{color:var(--ink-2)}
.spec{background:var(--ever);color:#fff;border-radius:var(--r);padding:26px}
.spec__h{color:#fff;font-size:1.05rem;border-bottom:1px solid #4d7563;padding-bottom:12px}
.ataglance{display:grid;gap:0}
.ataglance__item{display:grid;grid-template-columns:1fr;gap:2px;padding:12px 0;border-bottom:1px dashed #4d7563}
.ataglance__item:last-child{border-bottom:0}
.ataglance__k{font-family:var(--head);font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--moss-lt)}
.ataglance__v{font-family:var(--head);font-weight:700;font-size:1.05rem;color:#fff}
.howwork{max-width:820px}
.howwork__lead p{font-size:1.1rem}
.inline-call{display:flex;flex-wrap:wrap;align-items:center;gap:16px;background:var(--white);border:1px solid var(--line);border-left:5px solid var(--moss);border-radius:var(--r);padding:18px 20px;margin-top:10px}
.inline-call p{margin:0;font-family:var(--head);font-weight:800;font-size:1.08rem}
.ed{display:grid;gap:0}
.ed__row{display:grid;grid-template-columns:.75fr 1.25fr;gap:40px;padding:30px 0;border-top:2px solid var(--line)}
.ed__row:first-child{border-top:0;padding-top:0}
.ed__h h2{font-size:clamp(1.3rem,2.2vw,1.65rem);position:sticky;top:100px}
.ed__body ul{list-style:none;display:grid;gap:8px;margin:0 0 1em}
.ed__body li{padding-left:22px;position:relative}
.ed__body li::before{content:"";position:absolute;left:0;top:.62em;width:10px;height:10px;background:var(--moss);border-radius:2px}
.tradefact{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--bark);border-radius:var(--r);padding:16px 18px}
.cov-compact{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}
.rel-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.rel-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.rel-card{display:flex;justify-content:space-between;align-items:center;gap:10px;background:var(--mist);border:1px solid var(--line);border-radius:999px;padding:12px 18px;font-family:var(--head);font-weight:700;color:var(--ever);text-decoration:none}
.rel-card:hover{background:var(--ever);color:#fff}
.rel-card svg{width:16px;height:16px;fill:none;flex:0 0 auto}
.rel-card--plain{color:var(--ink)}
.rel-card--plain:hover{background:var(--mist);color:var(--ink)}

/* ---------- inner pages ---------- */
.page-hero{background:var(--mist);padding:46px 0 34px;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(1.8rem,3.6vw,2.6rem)}
.prose{max-width:760px}
.prose--narrow{margin-inline:auto}
.prose h2{margin-top:1.2em}
.cards-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-top:4px solid var(--ever);border-radius:var(--r);padding:22px}
.band--white .card{background:var(--mist)}
.card h3{display:flex;align-items:center;gap:8px}
.card h3 svg{width:20px;height:20px;fill:none;color:var(--bark);flex:0 0 auto}
.card p{font-size:1rem}
.area-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.cov--page{align-items:start}
.legal{max-width:760px}
.legal h2{font-size:1.35rem;margin-top:1.4em}
.sitemap-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.sitemap-cols ul{list-style:none;display:grid;gap:6px;font-size:1rem}
.sitemap-cols h2{font-size:1.2rem}

/* tools */
.tool{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.tool__form{display:grid;gap:16px}
.field{display:grid;gap:6px}
.field label,.checks__h{font-family:var(--head);font-weight:700}
.field select{width:100%;max-width:100%;padding:12px;border:1px solid #9fb0a5;border-radius:8px;background:var(--white);font:inherit;font-size:1rem;color:var(--ink)}
.checks label{display:flex;gap:10px;align-items:flex-start;font-size:1rem;padding:6px 0}
.checks input{width:20px;height:20px;margin-top:4px;flex:0 0 auto;accent-color:var(--ever)}
.tool__out{background:var(--mist);border:2px solid var(--ever);border-radius:var(--r);padding:26px;position:sticky;top:100px}
.tool__result{font-family:var(--head);font-weight:800;font-size:2rem;color:var(--ever);margin:0 0 8px}
.tool__note{font-size:1rem;color:var(--ink-2)}

/* blog */
.post-wrap{max-width:820px}
.post-meta{font-family:var(--head);font-size:.9rem;color:var(--ink-2)}
.article{display:grid;gap:8px}
.art-fig{margin:10px 0 18px}
.art-fig img{width:100%;max-height:420px;object-fit:cover;border-radius:var(--r)}
.art-lede{font-size:1.15rem}
.takeaways{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--moss);border-radius:var(--r);padding:20px 22px}
.takeaways ul{list-style:none;display:grid;gap:8px}
.takeaways li{display:flex;gap:10px}
.takeaways svg{width:20px;height:20px;fill:none;color:var(--ever);flex:0 0 auto;margin-top:4px}
.toc{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:18px 22px}
.toc__h{font-family:var(--head);font-weight:800;margin-bottom:6px}
.toc ol{padding-left:20px}
.art-sec{margin-top:18px}
.art-list{padding-left:22px;margin-bottom:1em}
.art-call{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;background:var(--ever);color:#fff;border-radius:var(--r);padding:22px}
.art-call p{color:#fff;margin:0}
.art-call__h{font-family:var(--head);font-weight:800;font-size:1.1rem}
.art-call .btn--call{background:var(--moss);color:var(--ink)}
.related-pages{margin-top:24px}
.post-list{list-style:none;display:grid;gap:18px}
.post-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.post-card h2{font-size:1.3rem}

/* ---------- responsive ---------- */
@media (max-width:1180px){
  .nav>a,.drop>a{padding:10px 8px;font-size:1rem}
  .svc-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .stepcards{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media (max-width:1080px){
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  .top-cta{margin-left:auto}
  body.is-menu{overflow:hidden}
  body.is-menu .nav{display:flex;position:fixed;inset:0;z-index:100;background:var(--mist);flex-direction:column;align-items:stretch;gap:2px;padding:76px 20px 30px;overflow-y:auto}
  body.is-menu .drop{display:block}
  body.is-menu .nav>a,body.is-menu .drop>a{display:flex;font-size:1.1rem;padding:14px 12px;border-bottom:1px solid var(--line);border-radius:0;justify-content:space-between}
  body.is-menu .drop__menu{position:static;box-shadow:none;border:0;max-height:none;padding:4px 0 10px 12px;background:transparent;min-width:0}
  body.is-menu .drop:hover .drop__menu,body.is-menu .drop:focus-within .drop__menu{display:none}
  body.is-menu .drop.is-open .drop__menu{display:block}
  body.is-menu .menu-close{display:inline-flex;position:fixed;top:14px;right:16px;width:48px;height:48px;align-items:center;justify-content:center;background:var(--ever);color:#fff;border:0;border-radius:50%;cursor:pointer;z-index:101}
  .menu-close svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:2.6;stroke-linecap:round}
  .hero__grid,.zig,.costsplit,.claim,.cov,.risk,.faq,.closer__grid,.firstpair,.cov-compact,.tool,.std__intro{grid-template-columns:1fr}
  .faq__rail,.tool__out,.ed__h h2{position:static}
  .attrs--4,.area-cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rel-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .gallery{grid-template-columns:repeat(3,minmax(0,1fr))}
  .gal--tall:last-child{grid-column:auto;grid-row:span 2}
  .trail{grid-template-columns:repeat(2,minmax(0,1fr))}
  .trail::before{display:none}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  body{font-size:17px}
  .section{padding:50px 0}
  .topbar{min-height:66px;gap:10px}
  .brand__mark{width:40px;height:40px}
  .brand__name{font-size:1.02rem}
  .brand__sub{font-size:.7rem}
  .phone-btn{display:none}
  .hero{padding:30px 0 44px}
  .hero-img,.hero--svc .hero-img,.hero--page .hero-img{height:260px}
  .hero__media::before{right:-8px;bottom:-8px}
  .hero__media::after{display:none}
  .btn--lg .btn__num{font-size:1.2rem}
  .stepcards,.firstpair .stepcards,.svc-grid,.cats,.attrs,.attrs--4,.area-cards,.cards-3,.rel-grid,.rel-grid--2,.sitemap-cols,.trail{grid-template-columns:1fr}
  .gallery{grid-template-columns:repeat(2,minmax(0,1fr));grid-auto-rows:150px}
  .ed__row{grid-template-columns:1fr;gap:6px}
  .zig__media img{height:260px}
  .ledger__row{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .ridge svg{height:30px}
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--ever);border-top:3px solid var(--moss)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:9px;padding:13px 12px;color:#fff;text-decoration:none;font-family:var(--head);font-weight:800;font-size:1.06rem}
  .callbar__pre{font-weight:600}
}
@media (max-width:380px){
  .callbar__pre{display:none}
  .brand__sub{display:none}
}

/* self-hosted fonts (was Google Fonts; latin) */
@font-face{font-family:'Brygada 1918';font-style:normal;font-weight:400 700;font-display:swap;src:url(../fonts/brygada-1918.woff2?v=026a058e) format('woff2')}
@font-face{font-family:'Overpass';font-style:normal;font-weight:400 800;font-display:swap;src:url(../fonts/overpass.woff2?v=8cb6433d) format('woff2')}

/* 2026-10-05: inline links on the dark closing band (md-link fix) */
.closer p a{color:#fff;text-decoration:underline;text-underline-offset:3px}